Plastikkart

Calculation: numerator ÷ denominatorTRY 0÷TRY 859,480,193 (total assets)× 100

RatioInterest-bearing loans / total assets

Upper bound. Debt items that may count as interest-bearing (line 6I of the KAFİF form) were taken in full from the public statements. The deductions the company declares on line 6J of its KAFİF form are not used in the measurement; they could not be confirmed from the financial statements and notes, so the deduction was set to 0. The ratio is therefore an upper bound for the items shown in the financial statements. (Loans from participation banks and lease certificates (sukuk) are deducted only when a note shows them separately; nothing was deducted in this measurement.) No borrowing item was found in the report, so the interest-bearing loans ratio is 0%. A zero ratio is rare; we checked the balance sheet by hand. The lower and upper bounds are the same: 0.00%.

KAFİF declaration 0.0% (first half 2026) · Sağlama range 0.0% to 0.0% (first half 2026) · the declaration is inside the range · View the form on KAP

Source: company financial report, first half 2026 statements · Jun 30, 2026

Calculation: numerator ÷ denominatorTRY 3,156,430÷TRY 859,480,193 (total assets)× 100

RatioInterest-bearing cash and securities / total assets

Upper bound. Asset items that may count as interest-bearing (line 5F of the KAFİF form) were taken in full from the public statements. Assets proven not to count (line 5G of the KAFİF form) were deducted as far as the notes prove them; items that could not be separated stayed in the numerator, as a precaution. The ratio is therefore an upper bound for the items shown in the financial statements. Note 3: “Vadesiz mevduat – TL” TRY 3,021,633: not counted (proven); “Vadesiz mevduat - yabancı para” TRY 120,825,262: not counted (proven); “Vadeli mevduat – TL (*)” TRY 3,156,430: counted in the ratio (proven). The lower and upper bounds are the same: 0.37%.

KAFİF declaration 0.4% (first half 2026) · Sağlama range 0.4% to 0.4% (first half 2026) · the declaration is inside the range · View the form on KAP

Source: company financial report, first half 2026 statements · Jun 30, 2026

Calculation: numerator ÷ denominatorTRY 3,376,867÷TRY 1,269,975,847 (total income)× 100

RatioExcluded income / total income

On the KAP form this item is titled “Katılım Finans İlkelerine Uygun Olmayan Gelir”, which means income not in line with participation finance principles.

Measured on the items we can calculate. Income items that may count as excluded (line 4C of the KAFİF form) were taken in full from the public statements. Income that the notes prove does not count (line 4D of the KAFİF form) was deducted. Items that could not be separated stayed in the numerator, as a precaution. For these income lines (line 4C), the ratio is an upper bound. Excluded income from business activities (line 4B of the KAFİF form) does not appear in the financial statements; it is only in the company's KAFİF declaration on KAP. This measurement sets it to 0. If there is a declaration, the record shows it separately, with a link. Note 19: “Faiz geliri” TRY 2,500,619: counted in the ratio (proven); “Banka mevduatı yabancı para / kur farkı gelirleri” TRY 3,605,883: not counted (proven); “Diğer gelirler” TRY 876,248: undetermined, kept in the upper bound. Note 21: “Maddi duran varlık satış karı” TRY 0: not counted (proven). The ratio is in the range 0.20% to 0.27%; both bounds give the same result.

KAFİF declaration 0.2% (first half 2026) · Sağlama range 0.2% to 0.3% (first half 2026) · the declaration is inside the range · View the form on KAP

Source: company financial report, first half 2026 statements · Jun 30, 2026